Never a Better Time for a First-time Home Buyer!

NOW is the time to buy your first home!
Why pay rent and buy a property for someone else? People that buy homes have more wealth - that's a fact. When you're a homeowner, you build equity (net worth) and enjoy substantial tax benefits. Plus, you will have pride of owning your own home!

There are several INCREDIBLE reasons to buy a home NOW! Call or email Mel Coker when you're ready to buy.

1.) $8000 Federal Tax Credit - When you're a first-time homebuyer (not owned a home within the past 3 years) you will get $8000 credit when you file your next federal tax return. That's $8000 FREE! This credit runs out soon... you have to close on your home on or before November 30, 2009.
Click Here for more information
My Previous Blog on First-time Homebuyer Program



2.) GREAT FOUNDATIONS Mortgage Program from Homeowner's Mortgage
This program will match your payment to purchase a home. It's more FREE money, but, only only limited funds are available for the program. ACT NOW! Quick Details: available to first-time homebuyers; can be used for downpayment and/or closing costs; income limitaitons apply; maximum match not to exceed $10,000; program is limited in time due to funds allocated by government.


The program matches your down payment at a 5:1 ratio. Example: you put down $2000 and this program will match that with $10,000! Click Here for more program information


For more information, you must contact Mike Wetzel at Homeowner's Mortgage. Tell Mike that you are working with Mel Coker at RE/MAX. Call Mike at: (803) 609-3177 or email: mwetzel@homeownersmtg.com


3.) LOW Mortgage rates - mortgage interest rates are near historical lows! You save big money because you pay a lower interest rate. Call Mel Coker for a referral to an excellent mortgage professional.


4.) Home prices have moderated - Home prices have moderated or in some cases decreased in the Greater Columbia area. In most cases, you will have more negotiating power due to an abundance of inventory.

Ready to BUY a home in Greater Columbia? Contact Mel Coker, your Columbia Realtor:
Office: (803) 749-5800
Internet: MelCoker.com
email: melcoker@remax.net